Expertise

Banking and Finance

Introduction

As an offshore corporate law firm, we provide legal advice to banks and other financial institutions. Our banking and finance team provides advice and is highly experienced in Cayman Islands and BVI regulatory environment. We provide legal advice from complex cross-border transactions to restructuring both international and domestic markets from banks and other financial institutions.

Banking and Finance legal advice includes:

  • The creation, protection, and priority of security interests
  • The creation of guarantees and indemnities
  • Contractual and structural subordination, including with respect to subordination and intercreditor arrangements
  • Corporate benefit concerns arising out of the creation of third-party collateral support
  • Registration of Security and the enforceability of security interests, guarantees and indemnities, including the rights and remedies available to lenders and borrowers
  • Asset-backed and receivable financing
  • Complex group financings and corporate debt refinancing, including syndication loan agreement, private placements and inter-creditor agreements and debt subordination issues

News and Insights

Loeb Smith Attorneys acted as BVI counsel to HKCFC MBS 5 Limited winning Best Structured Finance Deal of the Year (Hong Kong) at the FinanceAsia Achievement Awards 2025
NEWS | 20 January 2026

Loeb Smith Attorneys acted as BVI counsel to HKCFC MBS 5 Limited winning Best Structured Finance Deal of the Year (Hong Kong) at the FinanceAsia Achievement Awards 2025

Hong Kong (20 January 2026) Loeb Smith is proud to announce that Hong Kong Capital Finance Corporation Limited (HKCFC)’s residential mortgage-backed securitisation (RMBS) transaction, as arranged by United Overseas Bank with HKCFC MBS 5 Limited as the issuer (Issuer), has been named Best Structured Finance Deal of the…

Key updates from the BVI FSC so far in 2025
NEWS | 30 June 2025

Key updates from the BVI FSC so far in 2025

With effect from 2 January 2025, amendments to the BVI Business Companies Act and Limited Partnership Act introduced stricter requirements for obtaining a Certificate of Good Standing (COGS).

Key issues in series financing under BVI and Cayman Islands law
INSIGHTS | 18 March 2025

Key issues in series financing under BVI and Cayman Islands law

The British Virgin Islands and Cayman Islands companies remain key players in series financing transactions in Asia and beyond, offering a flexible, cost-competitive and well-tested means of deal structuring.

Key issues in series financing transactions from a BVI and a Cayman Islands law perspective
INSIGHTS | 12 March 2025

Key issues in series financing transactions from a BVI and a Cayman Islands law perspective

Explore key issues in series financing transactions from a BVI and Cayman Islands law perspective, including the legal advantages, common due diligence processes, and the specific features that make these jurisdictions attractive for startups and early-stage companies.

Loeb Smith Attorneys acts as Legal Advisor in First High-School Education Group’s Going Private Merger Transaction
NEWS | 26 November 2024

Loeb Smith Attorneys acts as Legal Advisor in First High-School Education Group’s Going Private Merger Transaction

Hong Kong (November 26, 2024) Loeb Smith Attorneys, one of the leading offshore corporate law firms with a strong growing presence in the APAC region, advises in the going private merger transaction of First High-School Education Group, an education service provider primarily focusing on high schools in Western…

Legal Insight: Avoiding BVI law and Cayman Islands law pitfalls in banking & finance and corporate transactions
INSIGHTS | 22 February 2024

Legal Insight: Avoiding BVI law and Cayman Islands law pitfalls in banking & finance and corporate transactions

There are certain notorious pitfalls to avoid in the context of British Virgin Islands (“BVI”) and Cayman Islands banking & finance and corporate transactions. In this article, we examine five such pitfalls. While there are no “one size fits all” solutions to these issues, we set out some…

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